A USDA Loan Is A Government Insured 100% Purchase Loan

Under the terms of the USDA Loan Program, an individual or family may borrow up to 100% of the appraised value of the home, which eliminates the need for a down payment. Since a common barrier to owning a home for many  people is the lack of funds to make a down payment, this program can help make home ownership a reality.

USDA Loan Program Benefits*

• Up to 100% Financing based on APPRAISED value = ZERO down payment
• No monthly mortgage insurance – one time guarantee fee of 3.5% (Can be financed into the loan)
• No reserves required
• No first time home buyer restrictions
• 100% gifting permitted
• 30 year fixed rate only

Please note: There are maximum income and property limitations.

P.S.- If you’re interested in this loan I recommend trying Cheryl Barber with
Home Bridge Mortgage. Call Cheryl at 520-560-2109