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Jennifer@Srock.net
A USDA Loan Is A Government Insured 100% Purchase LoanUnder the terms of the USDA Loan Program, an individual or family may borrow up to 100% of the appraised value of the home, which eliminates the need for a down payment. Since a common barrier to owning a home for many people is the lack of funds to make a down payment, this program can help make home ownership a reality. [Read more…]
A foreclosure, also known as an REO or Real Estate Owned by a lender, has been acquired by a lending institution through the foreclosure process. The buyer will present their offer to the seller who is whichever lending institution owns the property.
The lending institution will present a multiple page Counter Offer and/or Addendum that the buyer will be obligated to accept in order to purchase the subject property. [Read more…]
Thanks goes to the City of Casa Grande for posting the following information from Reader’s Digest.
What’s in the can?
The average American tosses 4.6 lbs of garbage every day.
The breakdown:
Celebrate America’s National Recycle Day
November 15th of each year.
1. Reduce – This may be the hardest to adopt. Minimizing how many resources we consume is the foundation for living a greener lifestyle. What are some ways to help reduce waste?
In addition to any home inspection, you may want to have a termite inspection done on your home. Arizona homes are a common food source for termites. Take a look at the Office of Pest Management (OPM) publication, “What You Should Know about Wood-Destroying Insect Inspection Reports“.
To obtain a termite history report on a property, visit the OPM website or call 1-800-223-0618.Termite warranties are usually good up to 5 years. You may want to contact the most current company to have treated the property to see if they have a warranty on it as well. [Read more…]
A Home Inspection Gives Buyers AnswersI always advise my clients to get a home inspection as soon as their offer has been accepted. A newly constructed home is no exception. Did you know you can hire your own inspector to coordinate multiple smaller inspections throughout the different building stages and again near the end of the builder’s first year warranty?
Wether you’re purchasing a newly constructed home or a resale, a good home inspector can help you make an educated decision on whether to move forward with the purchase before your inspection period is over. A home inspection is a bargain compared to buying a home in need of huge repairs. Plus you’ll have peace of mind that your new home will be safe to move in to.
You are more than welcome to shop around the Yellow Pages to find an inspector you will be comfortable with. You may also want to check out my highly recommend and equally respected Inspectors I listed below.
For the reason that termites are prominent in Arizona, you may want to consider having a termite inspection done during your inspection period as well. Termite inspections are an inexpensive peace of mind as well. Both of the above inspectors are able to help you make such arrangements to get a termite inspection done. The Structural Pest Control Commission (SPCC) regulates these inspectors. The SPCC can also provide you with information regarding past termite treatments on a property.
Additional information about termites may be obtained at https://agriculture.az.gov/pestspest-control/termites.
Casa Grande HUD Homes For Sale
HUD Purchasers MUST obtain the services of a HUD registered real estate agency to view and purchase a HUD home.
Features:
Below are brief explanations of what you see on HUD listings when you review status and property condition reports. [Read more…]
Sometimes it pays to upgrade. Sometimes it doesn’t.
The most important thing to be aware of with insulation, other than the safety issues of urea formaldehyde and asbestos, is the R value, or the insulating factor. The higher the number, the better the insulator.Don’t be too shocked if the insulation in the 15 year old home you are considering isn’t near the R value of a brand new home. While there is no question you could save on heating bills by adding more insulation, sometimes it can take many, many years to recoup the costs. [Read more…]
Did you know that most homes built prior to 1978 had lead paint? Here is a quick review, FYI.
All sellers with homes built prior to 1978 are required to fill out a lead-based paint disclosure form. The buyer must also be provided a lead-based paint educational booklet. Lead is a highly toxic metal that was used for many years in products found in and around our homes.Lead may cause a range of health effects such as behavioral problems and learning disabilities, to seizures and death. Children 6 years old and under are most at risk, because their bodies are growing quickly. [Read more…]
This has more to do with the neighbors than the home.
The registry of sex offenders is one of the hottest topics on the news today. There are successful business people, sports stars and others who are on the list. Many people with children want to know if they are buying a home with an offender right next door.
As Realtors, we are prohibited from directing you either towards or away from a given neighborhood, and we are not allowed to do this checking for you. But we can point you to the places that offer assistance.
Click here for more online. The best thing you can do to ease your mind is to contact the local authorities and ask if there is a list. Most maintain such a list and in many areas the list is updated constantly and available online!
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