A USDA Loan Is A Government Insured 100% Purchase Loan

Under the terms of the USDA Loan Program, an individual or family may borrow up to 100% of the appraised value of the home, which eliminates the need for a down payment. Since a common barrier to owning a home for many  people is the lack of funds to make a down payment, this program can help make home ownership a reality. [Read more…]