Sometimes it pays to upgrade. Sometimes it doesn’t.

The most important thing to be aware of with insulation, other than the safety issues of urea formaldehyde and asbestos, is the R value, or the insulating factor. The higher the number, the better the insulator.Don’t be too shocked if the insulation in the 15 year old home you are considering isn’t near the R value of a brand new home. While there is no question you could save on heating bills by adding more insulation, sometimes it can take many, many years to recoup the costs. [Read more…]